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| The ECB is also considering easing some oversight of banks under pressure from the USA. |
| Brusel, 09.09.2025 |
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| The European Central Bank (ECB) is easing some of its controls over banks in eurozone countries - from the way lenders obtain approval for share buybacks to how they conduct stress tests. The position of ECB Supervisory Board member and Governor of the Central Bank of Ireland, Sharon Donnery, was highlighted by the Reuters news agency on Monday, according to TASR correspondent. According to Reuters, the ECB is under pressure from the banks it supervises to relax its supervisory role after the U.S. administration promised easier regulatory rules in the United States, as shadow banking – banks outside the standard banking system – has gained significance in lending. In a post on the ECB website, Donnery outlined measures from this bank, including accelerating the approval of new appointments, share buybacks, and reducing the workload of banks during stress tests. However, she warned that simplifying oversight must not go too far in order to keep the banking sector in the eurozone stable."robust." "The ECB is committed to the simplest possible banking supervision, but not to simplifying it to ensure that banks remain resilient and well-equipped to manage risks in their portfolios," explained Donnery. The ECB working group, which included Donnery and was led by ECB Vice President Luis de Guindos, recently presented possible simplifying measures to the ECB's Governing Council, which representatives from 20 national central banks of the eurozone will discuss. For example, Germany proposes creating a separate regime for "small banks with low complexity" that would meet unique capital requirements instead of those set by EU regulations. Under this optional regime, banks with assets of less than 10 billion euros, focused on the domestic market and with a small trading portfolio, would have to maintain a debt ratio of over three percent. The European Banking Authority (EBA) announced during a recent presentation of its stress test results that EU banks are robust enough.to withstand economic shocks caused by trade and geopolitical tensions. EBA tested how 64 European banks, including 51 banks in the Eurozone, would react to a prolonged recession in the Union and other developed economies. The tests found that none of the banks breached the core capital requirements, and only one failed to meet the debt requirements. The European Central Bank stated that it conducted its own stress tests on 51 Eurozone banks, which were also evaluated by the EBA, and on 45 smaller banks, reaffirming the resilience of the banking system. Under an adverse scenario of worsening geopolitical and trade tensions (higher commodity and energy prices, disruptions to supply chains, lower consumption and investment), the cumulative GDP decline for the EU from 2025 to 2027 would be at 6.3%. The banks included in the stress tests would incur combined losses of €547 billion. This is more compared to €496 billion according to the tests from 2023. For 17 banks, the adverse...The scenario could lead to the adjustment or restriction of bonus and dividend payouts for at least one year.
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